Buying a Home
Home. It's the most important purchase you'll ever make. As an experienced agent, I understand the difference between buying a house and finding your home. Let me show you how to make the process smooth and trouble-free.
The Home Buying Process
Before You Buy
Preparation is key when purchasing a property. From down payments and mortgage prequalification to understanding the type of home that will meet your needs and satisfy your wants, I can make sure your financial ducks are in a row and your expectations are grounded in reality when preparing to buy.
The Search
Selecting your perfect home will require research, expert guidance and knowledge of the local market, and you'll need to consider what it is you're looking for. I can help you find the place that fits your taste, your budget, and your lifestyle. I'm a home hunter's best friend.
Making the Purchase
So, you've found the perfect home that meets all your criteria, from a great location to just the right square footage. As your trusted agent, I will guide you through the logistical — and emotional — challenges of the purchase process, to ensure you are in a solid position before you sign on the dotted line.
ASSESS YOUR FINANCES
• Obtain mortgage pre-approval
• Discuss your new home wants and needs
• Set a budget and save for a down payment
PREPARE TO BUY
• Sign Buyer’s Agent Agreement (new law requirement)
• Select properties to view
HOUSE HUNTING
• Research neighborhoods
• View properties
MAKE AN OFFER
• Write an offer to purchase
• Negotiate terms with seller, including:
- Price
- Closing date
- Inspection items
SECURE FINANCING
• Obtain mortgage financing
• Lock in your interest rate
• Obtain homeowners insurance
• Order the appraisal
PROPERTY ASSESSMENT
• Conduct home inspections
• Resolve inspection issues with seller
PREPARE FOR CLOSING
• Obtain title insurance
• Obtain funds for closing
CLOSE THE DEAL
• Review and sign closing documents
• Pay closing costs
