ASSESS YOUR FINANCES
- Obtain mortgage pre-approval
- Discuss your new home wants and needs
- Set a budget and save for a down payment
PREPARE TO BUY
- Sign Buyer's Agent Agreement (new law requirement)
- Select properties to view
HOUSE HUNTING
- Research neighborhoods
- View properties
MAKE AN OFFER
- Write an offer to purchase
- Negotiate terms with seller, including:
- Price
- Closing date
- Inspection items
SECURE FINANCING
- Obtain mortgage financing
- Lock in your interest rate
- Obtain homeowners insurance
- Order the appraisal
PROPERTY ASSESSMENT
- Conduct home inspections
- Resolve inspection issues with seller
PREPARE FOR CLOSING
- Obtain title insurance
- Obtain funds for closing
CLOSE THE DEAL
- Review and sign closing documents
- Pay closing costs
